Whose freedom is threatened?
If a law compels someone to do something that they would otherwise have freely chosen to do anyway, how coercive is it?
About 60% of insured Americans currently choose to obtain private health insurance through their employers. Under health reform, they will continue to choose to do so.
About 30% of insured Americans currently choose to obtain health insurance from the federal government (Medicare, Medicaid, the military). Under health reform, they will continue to choose to do so.
About 10% of insured Americans currently choose to obtain private health insurance in the individual insurance market. Under health reform, they will continue to choose to do so but will greatly benefit from the consumer protections and the greater choice of private insurance plans in the health exchanges.
Under health reform, those who are currently uninsured because they were denied coverage due to pre-existing medical conditions or lifetime maximum benefits will be relieved that they can now choose to purchase health insurance again.
Under health reform, those who are currently uninsured because they can’t afford it will eagerly choose to obtain it through the expansion of Medicaid or subsidies toward the purchase of private insurance in the health exchanges.
Under health reform, 2.5 million previously uninsured young people have already chosen to be covered by private health insurance through their parent’s employers.
Health reform includes an exemption for the religious minorities who may not believe in medical care (ex. Amish, Christian Scientists, and Jehovah’s Witnesses).
Who is left who would choose not to obtain health insurance?
Theoretically, a fraction of a percentage of the population may be libertarian billionaires. They may currently choose to self-insure by assuming the risk of paying hundreds of thousands of dollars out of pocket in the event that they need major medical care. Under health reform, they may still choose to remain uninsured by paying a tax penalty (which they could easily afford).
Who will be forced to purchase private health insurance? What constitutional rights are restricted? Whose freedom is threatened?
Join us on Facebook.
Follow us on Twitter.